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Latest Articles

Dual Occupancy Developments – Splitting Your Block for Profit

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Dual occupancy has become a popular way for Australian homeowners to get more value from a single block, whether that means housing extended family,...

Cross-Collateralisation – The Risk of Linking Multiple Properties to One Loan

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Cross-collateralisation is a loan structure where two or more properties are linked together as security for the same debt, and it happens more often...

Chattels vs Fixtures – What’s Included When You Buy a Property

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When you buy a property in Australia, understanding the difference between chattels and fixtures can save you from an unpleasant surprise on moving day....

Break Costs on Fixed Rate Home Loans – What You Need to Know

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Break costs are one of the more confusing parts of a fixed rate home loan, and they often surprise borrowers who need to change...

The Help to Buy Shared Equity Scheme – How It Works

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The Help to Buy shared equity scheme is a government program designed to help eligible Australians buy a home sooner, without needing a full...

Tenants in Common vs Joint Tenants – How to Structure Property Ownership

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Tenants in common vs joint tenants is one of the first big decisions you face when buying property with someone else, whether that is...

Lenders Mortgage Insurance (LMI) Explained – When You Need It and How to Avoid It

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Lenders mortgage insurance is one of those costs that catches many Australian home buyers off guard, especially first home buyers with a smaller deposit. It...

Land Tax in Australia – How It Differs from Stamp Duty and Who Pays It

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Land tax in Australia is a yearly charge that state and territory governments apply to the value of land you own, separate from anything...

Cooling-Off Periods When Buying Property in Australia – What Buyers Need to Know

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A cooling-off period property buyers are given after signing a contract of sale is a short window where you can legally change your mind....
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